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We’re Beam, and we’re focused on revolutionizing employee benefits for all stakeholders — from our members all the way up to you, the broker.

© 2022 Beam Technologies Inc. All rights reserved.

* Beam Perks™ is provided by Beam Perks LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at any time without notice and is subject to availability. See perks.beam.dental for Terms and Conditions.

*** Based on internal renewal data, February 2020

**** We implement groups within one business day and return quotes within two business days.

¶ Access points are comprised of the following networks; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental, and First Dental Health.

Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC. Dental policy form series numbers NDNGRP 04/06, NDNGRP 2010, and NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in NY, DE, ID and LA, UT, OH (effective 4/1/22) and TX (effective 8/1/22). Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Accident and Hospital only Indemnity insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas).

National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks rewards program not available for DHMO product members.


Terms and Conditions
Rate Guarantee applies to new dental and vision quotes received between 9/1/21 through 10/31/21 11:59pm EST. To qualify for the promotion, groups must not be currently enrolled with Beam or cancelled within the past 12 months and have between 10-99 eligible employees. Groups must be implemented by 3/31/22 to qualify for the Rate Guarantee. Program does not limit the number of quotes received or number of brokers within the same brokerage that may participate. Valid in all states in which Beam sells insurance. Beam Dental may suspend or terminate this offer at any time for any reason. We reserve the right to withhold payment if we notice any activity that we believe is abusive, fraudulent, or in violation of the Promotion rules. Each Rate Guarantee is separate and independent from commission and has no impact on rates. To be eligible for qualification and payment, the broker must be appropriately licensed and appointed and comply with all applicable laws and regulations, including, without limitation, those that apply to disclosure of compensation. Eligible brokers are those with a direct agent or agency relationship with Beam, which does include Beam’s National Broker Partners and GAs. Please check with your Beam representative to see if you’re eligible. The personal information collected, processed and used as part of the promotion will be used in accordance with Beam Dental’s Privacy Policy, which is available for your review at resources.beam.dental/content/privacy.

Time frame and details
Year 1 Group signs on with Beam for first, 12-month contract  • Year 2 Group renews with same rates as Year 1. Depending 

on SmartPremiums, groups may see a 0% rate change at renewal.  •  Year 3 Group renews with a max. 3% rate increase. Depending on SmartPremiums, groups may see a 0% rate change at renewal. 

For broker information only. Not for use with consumers or the public


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But that's only the tip of the iceberg.

We’re built for brokers, and that means providing best-in-class support that helps you save time and sell more. Here are some of the ways we can make your job easier

Wellness is at the 
core of what we do.

We invest in our members upfront and encourage them to take control of their dental health by providing them with wellness options through 
our Beam Perks* program.

What does that mean for you? 
Beam Perks are a differentiator that helps you stand out from other brokers.

Better data. Better Pricing.

Three out of four groups see less than a 5%*** premium increase at renewal.

24-hr group implementations and 48-hr quick quotes****

Speed & ease for brokers.

Established & secure.

Nationwide network with 400,000+ access points and A- (excellent) rated paper

Get a quote!

intro@beam.dental

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